I’m Switching Jobs Should I Buy a House?

If you're switching jobs or plan to in the near future, you might want to know how that impacts your ability to buy a house. After all, purchasing a home is a lengthy, stressful process once you tally up the time for mortgage approval and pounding the payment to find a home. If you're in the middle of considering a job change, your company has transferred you to a new area … Continue reading...

Fannie, Freddie plan to modify credit scoring, servicing, appraisals

Prelisting checklist

The Federal Housing Finance Agency announced on December 21, 2017, the release of its 2018 Scorecard, which outlines the conservatorship priorities for the GSEs. The FHFA announced Fannie Mae and Freddie Mac are expected to maintain, in a safe manner, credit availability and foreclosure prevention activities for new and refinance mortgages in order to foster liquid, … Continue reading...

St Charles County September 2016 Real Estate Stats

sept 2016 real estate stats

Here are the St Charles county real estate stats for August 2016. If you are planing to sell house anyplace in the United States with nationwide network of local investors, check out Sell my house fast for more details. Depending on which side of the fence you are on this could really impact you.  There seems to be a slow down in available housing. … Continue reading...

5 Ways To Improve Your Credit Score

5 ways to improve credit score

  5 Ways to Improve Your Credit Score In today’s world, your credit score can have a significant effect on the financial aspects of your life. Your credit history determines loan and credit card interest rates, can raise your insurance premiums, and can even be a determining factor for getting a job. Therefore, it’s very important to take steps to achieve and maintain … Continue reading...

Radon – Why It Matters

Radon Testing - Why

Radon – Why It Matters What is Radon? It is a colorless, odorless and tasteless radioactive gas formed by the breakdown of uranium, a natural radioactive material found in soil, rock and groundwater. Radon released from the ground can build up to hazardous levels inside a home.   Why Test for Radon? Radon is the second leading cause of lung cancer after … Continue reading...

Cleaning Up Credit Inaccuracies

cleaning up credit inaccuracies

Cleaning Up Credit Inaccuracies How to Dispute an Error on Your Credit History Have you ever found something on your credit history that’s inaccurate? You may need to write a dispute letter to get the item resolved. Here’s what needs to go in your letter. Discovering an error on your credit history can be a rude surprise when you’re attempting to get pre-approved for a … Continue reading...

Breaking Your Rental Agreement (Lease)

Breaking Your Rental Agreement

How to Break Your Rental Lease If you have been thinking of buying a home, but you’re not sure about the best way to break your current rental lease? Here are some tips to make the break-up amicable. If you’ve been thinking of buying a home, but the prospect of breaking your apartment lease has you holding back, you might be glad to know there are options available to you … Continue reading...

3 Details Buyers Should Check During New Home Search

3 things home buyer forget to check

3 Things Buyers Forget to Check During a Home Search Think you’ve found the perfect home? Think again. There are three little details which can turn an ideal house into the world’s most annoying location. Before you make your offer, take into account these three small, but surprisingly important details: #1: “Let me call you back on my land-line.” Does your future dream … Continue reading...

Couples Buying Homes – O’fallon Area

Couples Buying Homes

Today we are going to be Discussing:   How to help couples buying a home together get on the same page when it comes to what they want in a home. You can only make progress if everyone shares the vision. When a couple agrees it’s time to move, does that mean the couple has the same house in mind? Here’s a simple exercise for making sure you and your partner share the same … Continue reading...