All Cash or Mortgage Home Purchase?

all cash or home mortgage

  Today we are going to be:  Discussing whether or not to buy that next home with cash or not? I know, what a problem to have! But it’s a serious decision, especially for Baby Boomers who have significant equity in their current home. Many of my clients (especially Baby Boomers who are downsizing or relocating) ask me if they should pay cash for their next house or … Continue reading...

How to Avoid Home-Hunting Embarrassment – Get Pre-Qualified

pre-qualify for o fallon loan mortgage

Mortgage pre-qualification. Why does it matter? Let me see if I can frame it this way... Has ever happened to you? You’re out with friends and decide to grab dinner. There’s a new place in town you’ve heard is fantastic.  Rave reviews, amazing cuisine.  Everyone’s excited. You drive over, pay for parking, and sure enough, there’s a crowd. The atmosphere is perfect, the … Continue reading...